Business & Commercial Insurance TailoredComprehensive

Properly insuring your business is our goal at McDonell Levert Insurance. No matter what type of business you run, you name it we can insure it! Understanding exactly what your business does, how the business works, the equipment used and working out your liability and risk exposures enables us to create a tailored commercial insurance policy just for you and your business. You work hard to grow your business and we want to help protect it.

Call to speak with one of our helpful brokers.


Business and Commercial

Some of the operations we at McDonell Levert Insurance can insure are:

  • Accountants
  • Beauty Salon & Hairdresser
  • Carpenters
  • Contractors and Builders Risks
  • Daycare
  • Electricians
  • Excavators
  • FloorInstallers
  • Home Based Business
  • IT Professionals
  • Landscapers and Snow Removers
  • Offices
  • Painters
  • Plumbers
  • Rental Properties
  • Retail Properties
  • Retail Store

Types of Coverage

As a professional you know how to run your business, however accidents happen and if you are held liable you could suffer significant financial damage. This is where your Commercial General Liability Policy will respond to protect you and your business
Your business is your livelihood, should the unthinkable occur and you are unable to earn an income as a result of a fire or some other insured loss. Business interruption coverage is designed to replace the income lost while you get back on your feet and business resumes to normal.
If you provide a service for your clients Errors & Omissions insurance protects you in the event you are unable to deliver as expected or some form of omission occurs.
Commercial crime insurance (also known as fidelity insurance) is a policy that protects business owners from the direct loss of funds due to an act of internal theft. It also covers you from internal acts of forgery, counterfeiting or impersonation that result in stolen money, inventory (both physical and digital), property, stocks, or securities. In addition, it can cover the dishonest actions of employees and third parties (such as contractors and volunteers).
Cyber insurance is an extension of small business liability coverage that you can choose to add to your policy. It provides your organization with financial support if your company suffers damage or loss because of a data breach or cyber-attack.

A cyber insurance policy can cover costs associated with data breaches or other types of cyber-attacks. Our customized solutions are geared toward your business’s or profession’s cyber risks. Following a cyber-related incident, a cyber liability insurance policy can help cover your costs for:

Repairs and restoration of damaged software systems
Legal advice
Crisis management services
Credit monitoring
Access to a 24/7 incidence response hotline
A dedicated team to help you coordinate responding to your affected customers
Business interruption coverage for losses you suffer due to a system outage
Social engineering fraud
Ransomware and other cyber extortion

Equipment breakdown insurance, also known as boiler and machinery coverage is designed to protect your equipment and machinery if they malfunction because of internal damage. Whereas commercial property insurance protects your equipment if damaged by an external event such as fire, flood, or severe weather, equipment breakdown insurance coverage provides financial support to repair or replace your equipment if damaged by power surges, electrical shorts, or a mechanical breakdown. It is applicable for nearly any equipment, including office equipment like computers and photocopiers.